Privacy Policy



Welcome to NFSN.net ("NFSN.net" or the "Site"). NFSN.net is owned and operated by NationWide Financial Services Network ("NFSN"). Through NFSN.net, NFSN provides its services to Products Vendors and their customers (collectively, "you") subject to the following Privacy Policy.

Personal Information
NFSN provides its products or services to you and your company or institution only for business or commercial purposes, and not for any personal, family or household purposes.

NFSN maintains physical, electronic and procedural safeguards to guard nonpublic personal information it receives about consumers who wish to obtain a financial product or service from you (your "consumers"). NFSN will limit its disclosure and use of any nonpublic personal information it receives about your consumers.

NFSN may collect personal information about you when you, without limitation, register with NFSN.net and complete a member profile. NFSN may use such information to monitor compliance with its Terms of Use and policies, or for feedback.

NFSN may also disclose personal information about you (a) if NFSN is required to do so by law; (b) if NFSN reasonably believes that such disclosure is necessary to protect the Site or to protect and defend the rights or property of NFSN; (c) to act in any emergency when a personís safety is at risk; or (d) as otherwise indicated in the Terms of Use, Privacy Policy, or Procedure for Making Claims of Copyright Infringement.

Use of IP Address Information
When you are on the Web, a number is assigned to your computer that identifies your computer. This is called an IP address. When you visit the Site or request information from the Site, your IP address is logged. NFSN may compile usage statistics for its own use or to report in aggregate to selected companies. NFSN may use IP addresses to block access to the Site when NFSN feels it is necessary to enforce compliance with NFSN.netís Terms of Use, NFSN.netís Privacy Policy, NFSNís Procedure for Making Claims of Copyright Infringement or to protect NFSNís services, the Site, consumers or others.

E-mail Updates
You can register to have NFSN e-mail you with updates concerning areas of interest to you. To stop receiving e-mail updates from NFSN, you should either (a) revise your member profile to designate that you do not wish to receive e-mail updates from NFSN or (b) e-mail NFSN indicating that you do not wish to receive e-mail updates.

Linking to Other Sites
The Site may contain links to third party sites. These third party sites are not within NFSNís control. Without limitation, if you click on an advertisement or a link, you may be taken off of the Site. These advertisements or links may be from third parties that use NFSNís service mark, trademark, design mark, logo or trade name as part of a co-branding agreement. Once on a third partyís site, you will be subject to that third partyís privacy policy and terms. You should always know the site that you are on and that information disclosed by you at that site is governed by that siteís privacy policy and terms.

About Cookies
Web sites use cookies to identify your past use of sites and to hold certain personalized information. They are small pieces of information that a web site can transfer and store to your computerís hard drive. Cookies make your visits to the Site easier by saving your preferences while at the Site. Cookies also help NFSN determine which pages are popular and which are not. NFSN can then use that information to provide better services to you. Cookies are designed to be harmless files to enhance and improve your experience on the Site.

Use of Web Beacons
NFSN.net web pages may contain electronic images known as web beacons - sometimes called single-pixel gifs - that allow NFSN to count users who have visited those pages and to deliver co-branded services. Web beacons are not used to access your personally identifiable information on the Site; they are a technique used to compile aggregated statistics about site usage. Web beacons collect only a limited set of information, for example, a cookie number, time and date of a page view, and a description of the page on which the web beacon resides. NFSN.net web pages may also contain web beacons placed there by its advertising partners, to help NFSN determine the effectiveness of internet advertising campaigns.

Access and Interference
The Site may contain robot exclusion headers and you agree that you will not use any robot, spider, other automatic device, or manual process to monitor or copy our web pages or the content contained therein without prior expressed written permission from NFSN. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or any service offered on the Site. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the Siteís infrastructure. Much of the information on the Site is updated on a real time basis and is proprietary or is licensed to NFSN by the users or third parties. You agree that you will not copy, reproduce, publish, distribute, sell, transfer, alter, modify, create derivative works, display, perform, transmit, compile or collect any content from the Site without the prior expressed written permission of NFSN or the appropriate third party.

Use of Site by Children Under the Age of 13
NFSN does not knowingly collect personal information from children under the age of 13 without the consent of the childís parent or guardian. Children under the age of 13 should not submit information to, post information on, or purchase products from the Site without first obtaining their parentís or guardianís permission. By submitting information to, posting information on, or purchasing products from the Site, you are representing that you are in compliance with this paragraph.

Use Shows Acceptance of Policy
By using the Site, you agree to NFSN.netís Privacy Policy. If you do not agree to NFSN.netís Privacy Policy, please do not use the Site. NFSN reserves the right to modify NFSN.netís Privacy Policy at any time, with or without notice. Any modifications shall be effective upon the posting on the Site by NFSN of the modified Privacy Policy. You agree to review NFSN.netís Privacy Policy periodically so that you are aware of any modifications. You agree that the above listed standard for notice of changes is reasonable. Your continued use of the Site following the posting of changes to this Privacy Policy means you accept those changes.

If you have any questions, please click here to e-mail NFSN.

 





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